Free tool
Homeschool cost calculator
"How much does homeschooling cost?" is one of the first questions new families ask — and the honest answer is "it depends on you." Use this quick calculator to estimate your yearly budget per child, then see how to bring the number down.
How much does homeschooling really cost?
Across families, homeschooling commonly runs anywhere from under $100 to over $1,000 per child per year. The range is huge because so much is up to you. The biggest swing factor is curriculum: a complete boxed program costs far more than a library card and free printables — and both can produce a wonderful education.
What goes into the cost
- Curriculum — the single biggest line item. Ranges from free to several hundred dollars per child.
- Supplies & books — paper, pencils, art supplies, and read-alouds (the library helps a lot here).
- Activities & co-ops — classes, sports, music, and co-op fees.
- Field trips & extras — museum passes, outings, and hands-on materials.
- Shared costs — a printer, ink, and any family tech.
How to homeschool on a budget
- Use the library relentlessly. Living books, read-alouds, and reference materials — all free.
- Buy curriculum secondhand. Homeschool resale groups and used-book sales cut curriculum costs dramatically.
- Lean on free printables and resources. There's an abundance of high-quality free material online.
- Share with other families. Co-ops let you split the cost of classes and materials.
- Reuse across children. Non-consumable curriculum can be passed down to younger siblings.
Want my budget-friendly picks? They're on the Resources page. And if you're just getting started, the New to Homeschooling guide walks you through every first step.
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